If you need to get health insurance or change your plan, you need to do so by February 15th. In 2015, if you do not have coverage, you will face penalties of either $285/person or 2% of your gross adjusted income, whichever is higher. Please contact me if you need assistance in signing up for a plan. My services are at no cost to my clients! Email Liz Kennon at lkennon@kennoninsurance.com.